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Terms of Service

Last updated: July 6, 2026

These Terms of Service ("Terms") govern your access to and use of the website and services of Integrated Processing Services, LLC ("IPS," "we," "us," or "our"). By using our website or engaging our services, you agree to these Terms.

Our services

IPS provides third-party loan file processing for business-purpose mortgage loans, including DSCR and rehab loans. We are a processing partner for licensed brokers and loan officers. We do not originate loans, make credit decisions, or provide legal, tax, or financial advice.

Use of the website

You agree to use this website only for lawful purposes and not to interfere with its operation or security. Content on this site is provided for general informational purposes and may change without notice.

No guarantee of results

Loan approval and funding are determined solely by the applicable lender. Nothing on this website or in our services is a commitment to process, approve, or fund any loan, or a guarantee of any rate, price, or timeline.

Fees

Our processing fee is quoted per file. Specific engagement terms, including fees and scope, are set out in the agreement between IPS and the engaging party.

Third-party links

Our website may link to third-party sites we do not control. We are not responsible for their content, policies, or practices.

Disclaimer of warranties

The website and services are provided "as is" and "as available" without warranties of any kind, whether express or implied, to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, IPS will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or our services.

Governing law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules.

Changes to these Terms

We may update these Terms from time to time. Changes take effect when posted on this page, and we will update the "Last updated" date above.

Contact us

Questions about these Terms? Email processing@integratedprocessingservices.com or call 707-679-0422.